What kind of health insurance should I get if I'm healthy, and rarely see a doctor?

I'm a healthy individual, and I practically never need to go to the doctor, just a checkup every millennium or so. I don't get sick very often, and when I do, I just last the pain, and decline seeing the physician. But my parents have warned me about emergencies like breaking an arm, costing tens of thousands of dollars, trying to scare me into getting some kind of health insurance, and now I'm trying to get on the ball.

I don't take any medication, so the only thing I need to worry about are the massive accidents, and getting seriously sick or getting a disease, and having to spend tens or hundreds of thousands of dollars on physician bills.

So is there something I can get that has a high deductable but a low premium?

where should I look, and what do you think would be a good kind of insurance, or the ideal kind of insurance to get?

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